Home Equity Loans

Reduce Debts, Lower Your Monthly Payments, & Get CASH!

As a selected homeowner, you may be eligible for our expedited Second Mortgage Program.  Our program allows homeowners with or without home equity to quickly borrow up to 125% of their home value to consolidate debts, finance home improvements, or get CASH out for any purpose!  Orange County Homes and Loans can provide homeowners with second mortgage loans or home equity credit lines (HELOC) at competitive rates for most types of credit.  For our self employed borrowers, we also offer 100% stated income programs.

Application

Debt Consolidation Calculator

Example of Benefits

Home Refinance

Debt Consolidation loans have been a means by which hundreds of thousands of homeowners have been able to use their home values to save money.   By taking out a debt consolidation loan (2nd mortgage) a borrower is able to combine the balances of current bills and debts into one loan... and one payment.   Lenders may offer borrowers with good to excellent credit the ability to borrow up to 125% of the value of their current property. 

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The money from a home equity loan or no equity loan may be used for any purpose- including but not limited to

Paying off High Interest Credit Cards

Home Improvements

Tuition

Vacations

Luxury Items

And anything else!

Generally speaking, with a debt consolidation loan monthly payments are reduced and cash flow is increased.  Further, since the interest paid on a debt consolidation loan is that of a home loan, the interest may be tax deductible.*

^{Based on a $43,000 loan over 25 years at 13% APR 15.934}

On this example, there's a savings of $755.30 per month!!!

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Or Call us Toll Free from anywhere in California

800-546-2289 

* Consult your tax advisor for details.