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Yes, there is 100% Home Purchase
Financing!
For many types of credit...
Past Credit Problems, OK!
Bankruptcies, OK!
First Time Home Buyers, OK!
Additional Loan Programs
Orange County Homes and Loans
100% Financing program lets borrowers overcome one of the primary
obstacles to buying a home—lack of a down payment. More borrowers can now
qualify for more house- and this loan is the most popular with First Time
Buyer's as well as seasoned homeowners.
Our 100% Financing is available for both
purchasing and refinancing a home.
Some helpful guidelines for obtaining our EZ Qualify 100% Financing
loan:
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Credit score of 600 or higher on purchase or refinance transactions
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No time requirements for bankruptcies
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Up to 55% debt + housing-to-income ratio
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First-time homebuyers
allowed at a maximum debt ratio of 50%
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Maximum loan amounts up to $750,000
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Limited income verification loans available
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100% financing available on single-family
residences, planned unit
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developments, duplexes (2 units), and condos
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95% financing available on owner-occupied 3-4 units and condos
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3 lines of traditionally rated credit and a 2-year credit history
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6% seller-paid non-recurring closing costs allowed
Click
Here to compare 100% conventional to an FHA Loan
APPLY NOW! No
Obligation!
How 100% Financing Can Help YOU Get the
Home You Deserve!
Zero Down vs. 3%
Down. $200,000 Purchase Price*
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100% LTV** |
97% LTV |
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Amount Financed |
$200,000 |
$194,000 |
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Down Payment |
$0 |
$6,000 |
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Impounded Taxes (6 mos.) |
$0 |
$1,250 |
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Impounded Insurance (2 mos.) |
$0 |
$113 |
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Mortgage Insurance (2 mos.) |
$0 |
$336 |
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PITI Reserves (2 mos.) |
$0 |
$3714 |
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Total Needed To Close |
$0 |
$11,413 |
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